Get a £50 eGift Voucher with your first order using Pay Later!

We’ve partnered with iwocaPay to help you spread the cost of your orders over 3 months without any fees or interest! To celebrate we’re giving you a £50 eGift Voucher when you use iwocaPay to Pay Later for the first time. Just choose Pay Later at the checkout on your next order before 31/10/2024.

You can use your eGift at dozens of places online or on the High Street – see here where you could spend your voucher.

Term & Conditions

Promotion start date runs from 01/08/2024 to 31/10/2024. Any transactions following the end date will not qualify for the £50 eGift Card.

Upon successful transaction with Rubies using iwocaPay, iwocaPay will send the £50 eGift Vocuher code to the email address iwocaPay holds on file within 14 days of transaction. If you do not receive your eGift Voucher code by email within 14 days of placing your order then please reach out to iwocaPay on 0203 778 0549 within 30 days from the date of completing the transaction.

The reward will only apply for a first time use of iwocaPay per limited company or sole trader customer as determined by iwocaPay. Any repeat transactions will not qualify for the reward.

The minimum order value to qualify for the reward is £250. Any transaction under this amount will not be eligible for the reward.

If the qualifying order is cancelled, refunded or reversed then the reward will be excluded from this transaction. We may also need to take the £50 eGift Voucher back in the case we make a mistake, you act fraudulently or if you misuse or game our offer.

The £50 eGift Voucher reward is subject to approval for the iwocaPay Pay Later product which is offered strictly in line with our normal qualifying process and at our discretion. No alternative cash option is offered.

iwoca Ltd
10 Queen Street Place,
London, United Kingdom,
EC4R 1AG

0203 778 0549


iwocaPay

We’re now accepting payments via iwocaPay, which means you can control how (and when) you pay, with no extra costs. Sign up for an iwocaPay trade account today, to access up to £30,000 of credit and spread the cost of your orders.

Next time you go to our checkout you’ll see iwocaPay as a payment method – follow that and you’ll have two choices:

  • Pay Now – right there and then from your bank account
  • Pay Later – by splitting your payment into 3 equal monthly payments – interest free!
How to Pay Later

Select Pay Later for 3 months in the iwocaPay checkout. You will then need to fill out some basic business information in order for iwocaPay to run a decision. If approved, you will move through to the funding steps and be required to do a quick ID check and add a debit card. Once completed you are ready to checkout. Your first order will allow you to access your spending limit of up to £15,000. This will be shown in your iwocaPay trade account for you to use on other orders up to your limit. You can find out about spending limits here.

You’ll make your first payment in 30 days and we’ll get paid in full as soon as you checkout. Your monthly payments are taken automatically but you can always pay early if you like, with no early repayment fees.

You can even speak to the iwocaPay team directly on 0203 778 0549 or email pay@iwoca.co.uk if you’re not sure about something.

* The interest free period has been extended until the 31st of October 2024. If you make a purchase after this introductory offer, interest may apply. If your purchase is made before the end date of this offer, but your payments continue after the offer end date, interest will still not apply. For more information please speak to a member of customer services.